The term I/I/T/F used in this document refers to The International Institute for Tax and Finance Ltd and ALL ASSOCIATED BRANDS ( CLICK HERE TO VIEW ALL BRANDS).
“Contributor” includes any person/entity who contributes a piece of material to the I/I/T/F platforms, including, PodCasts, Articles, Papers, Courses, Lecture Materials, Video Tutorials, or any other piece of material that is published or posted anywhere on any of the I/I/T/F platforms.
“Contribution” and “Content” includes any piece of material that is contributed to the I/I/T/F platforms, including, PodCasts, Articles, Papers, Courses, Lecture Materials, Video Tutorials, or any other piece of material that is published or posted anywhere on any of the I/I/T/F platforms by a “contributor”.
As an contributor, you are contracting directly with I/I/T/F, Inc. (a Delaware corporation in the United States), regardless of whether another I/I/T/F subsidiary facilitates payments to you.
As an contributor, you are responsible for all content that you post (“Submitted Content“).
You represent and warrant that:
- you will provide and maintain accurate account information;
- your Submitted Content will not infringe or misappropriate any third party’s intellectual property rights;
- you have the required qualifications, credentials, and expertise (including education, training, knowledge, and skill sets) to offer the services that you offer through your Submitted Content and use of the Services; and
- you will respond promptly to I/I/T/F platform users and ensure a quality of service that corresponds with the standards of your industry and instruction services in general.
You warrant that you will not:
- post or provide any inappropriate, offensive, racist, hateful, sexist, pornographic, false, misleading, incorrect, infringing, defamatory or libellous content or information;
- post or transmit any unsolicited or unauthorised advertising, promotional materials, junk mail, spam, or any other form of solicitation (commercial or otherwise) through the Services or to any user;
- use the Services for business other than providing tutoring, teaching, and instructional services to platform users;
- engage in any activity that would require us to obtain licenses from or pay royalties to any third party, including the need to pay royalties for the public performance of a musical work or sound recording;
- frame or embed the Services (such as to embed a free version of a contribution) or otherwise circumvent the Services;
- impersonate another person or gain unauthorized access to another person’s account;
- interfere with or otherwise prevent other contributors from providing their services or contributions; or
- abuse I/I/T/F resources, including support services.
License to I/I/T/F
Unless otherwise agreed, you have the right to remove all or any portion of your Submitted Content from the Services at any time. Except as otherwise agreed, I/I/T/F’s right to sublicense the rights in this section will terminate with respect to new users 60 days after the Submitted Content’s removal. However, (1) rights given to platform users before the Submitted Content’s removal will continue in accordance with the terms of those licenses (including any grants of lifetime access) and (2) I/I/T/F’s right to use such Submitted Content for marketing purposes shall survive termination.
We may record all or any part of your Submitted Content for quality control and for delivering, marketing, promoting, demonstrating, or operating the Services. You grant I/I/T/F permission to use your name, likeness, voice, and image in connection with offering, delivering, marketing, promoting, demonstrating, and selling the Services, your Submitted Content, or I/I/T/F’s content, and you waive any rights of privacy, publicity, or other rights of a similar nature, to the extent permissible under applicable law.
Trust & Safety
Trust & Safety Policies
You agree to abide by I/I/T/F’s Trust & Safety policies, Restricted Topics policy, and other contribution quality standards or policies prescribed by I/I/T/F from time to time. You should check these policies periodically to ensure that you comply with any updates to them. You understand that your use of the Services is subject to I/I/T/F’s approval, which we may grant or deny at our sole discretion.
We reserve the right to remove contributions, suspend pay-outs, and/or ban contributors for any reason at any time, without prior notice, including in cases where:
- a contribution falls below our quality standards or has a negative impact on the platform users experience;
- an contributor engages in behaviour that might reflect unfavourably on I/I/T/F or bring I/I/T/F into public disrepute, contempt, scandal, or ridicule;
- an contributor engages the services of a marketer or other business partner who violates I/I/T/F’s policies; or
- as determined by I/I/T/F in its sole discretion.
Co-Contributors and Teaching Assistants
The I/I/T/F platform allows you to add other users as co-contributors or teaching assistants for contributions that you manage. By adding a co-contributor or teaching assistant, you understand that you are authorizing them to take certain actions that affect your I/I/T/F account and contributions. I/I/T/F is not able to advise on any questions or mediate any disputes between you and such users. If your co-contributors have an assigned revenue share, their share will be paid out of your earned revenue share based on the ratios you have specified in your Contribution Management settings as of the date of the purchase.
Relationship to Other Users
Contributors don’t have a direct contractual relationship with platform users, so the only information you’ll receive about platform users is what is provided to you through the Services. You agree that you will not use the data you receive for any purpose other than providing your services to those platform users on the I/I/T/F platform, and that you won’t solicit additional personal data or store platform users’ personal data outside the I/I/T/F platform. You will indemnify I/I/T/F against any claims arising from your use of platform users’ personal data.
We partner with anti-piracy vendors to help protect your contributions from unauthorized use. To enable this protection, you hereby appoint I/I/T/F and our anti-piracy vendors as your agents for the purpose of enforcing copyrights for each of your contributions, through notice and takedown processes (under applicable copyright laws like the Digital Millennium Copyright Act) and for other efforts to enforce those rights. You grant I/I/T/F and our anti-piracy vendors primary authority to file notices on your behalf to enforce your copyright interests.
You agree that I/I/T/F and our anti-piracy vendors will retain the above rights unless you revoke them by sending an email to email@example.com with the subject line: “Revoke Anti-Piracy Protection Rights” from the email address associated with your account. Any revocation of rights will be effective 48 hours after we receive it.
When creating a contribution, you will be prompted to select a base price (“Base Price“) for your contribution from a list of available price tiers. Alternatively, you may choose to offer your contribution for free. As a premium contributor, you will also be given the opportunity to participate in certain promotional programs under the terms of our Promotions Policy (“Promotional Programs“).
If you do not opt to participate in any Promotional Programs, we will list your contribution for the Base Price or the closest local or mobile app equivalent (as detailed below).
When a platform users purchases using a foreign currency, we will convert the relevant Base Price or Promotional Program price into the platform users’s applicable currency using a system-wide foreign currency conversion rate as obtained by Google foreign currency calculator and fixed periodically. Since the conversions are fixed, those conversion rates may not be identical to the applicable market rate in effect when a transaction is processed. We reserve the right to update the conversions at any time.
When a platform users purchases through a mobile application, the mobile platform provider’s pricing matrix will control, and we will choose the price tier closest to the applicable Base Price or Promotional Program price. Because mobile platforms impose their own currency conversion rates, conversions for mobile app prices may not match our conversions.
You give us permission to share your contributions for free with our employees, with selected partners, and in cases where we need to restore access accounts who have previously purchased your contributions. You understand that you will not receive compensation in these cases.
If a platform users purchases a product or service in a country that requires I/I/T/F to remit national, state, or local sales or use taxes, value added taxes (VAT), or other similar transaction taxes (“Transaction Taxes“), under applicable law, we will collect and remit those Transaction Taxes to the competent tax authorities for those sales. We may increase the sale price at our discretion where we determine that such taxes may be due. For purchases through mobile applications, applicable Transaction Taxes are collected by the mobile platform (such as Apple’s App Store or Google Play).
I/I/T/F offers several optional marketing programs (Promotional Programs) in which you can choose to participate. These programs can help increase your revenue potential on I/I/T/F by finding the optimal price point for your contributions and promoting them through additional marketing channels.
There is no up-front cost to participate in these programs, and you can modify your participation status at any time, though changes you make will not apply to currently active campaigns.
When a platform users purchases your contribution, we calculate the gross amount of the sale as the amount actually received by I/I/T/F from the platform users (“Gross Amount“). From this, we subtract any Transaction Taxes, any mobile platform fees applied to mobile application sales, a 3% administrative and handling fee (except in Japan, where we subtract a 4% fee) for any non-mobile-app sales, and any amounts paid to third parties in connection with the Promotional Programs to calculate the net amount of the sale (“Net Amount“).
If you have not opted into any of I/I/T/F’s optional promotions, your revenue share will be 70% of the Net Amount less any applicable deductions, such as platform users refunds. If we change this payment rate, we will provide you 30 days notice using prominent means, such as via email or by posting a notice through our Services.
I/I/T/F makes all contributor payments in Euro (EUR) or US Dollar (USD) regardless of the currency with which the sale was made. We will assume transaction processing fees, excluding foreign currency conversion fees and wiring fees. Your revenue report will show the sales price (in local currency) and your converted revenue amount Euro (EUR) or US Dollar (USD).
For us to pay you in a timely manner, you must own a commercial bank account in good standing and must keep us informed of the correct email associated with your account. You must also provide any identifying information and you agree that we have the right to withhold appropriate taxes from your payments. We reserve the right to withhold payments or impose other penalties if we do not receive proper identifying information. You understand and agree that you are ultimately responsible for any taxes on your income.
Depending on the applicable revenue share model, payment will be made within 45 days of the end of the month in which (a) we receive the fee for a contribution or (b) the relevant contribution consumption occurred.
As an contributor, you are responsible for determining whether you are eligible to be paid by a Mauritian company. We reserve the right not to pay out funds in the event of identified fraud, violations of intellectual property rights, or other violations of the law.
If we cannot settle funds into your payment account after the period of time set forth by your country, or other government authority in its unclaimed property laws, we may process the funds due to you in accordance with our legal obligations, including by submitting those funds to the appropriate government authority as required by law.
If a platform users asks for a refund after we have paid the relevant contributor payment, we reserve the right to either (1) deduct the amount of the refund from the next payment sent to the contributor or (2) where no further payments are due to the contributor or the payments are insufficient to cover the refunded amounts, require the contributor to refund any amounts refunded to platform users for the contributor’s contributions.
While you are a published contributor and subject to the requirements below, you may use our trademarks where we authorize you to do so.
- only use the images of our trademarks that we make available to you, as detailed in any guidelines we may publish;
- only use our trademarks in connection with the promotion and sale of your I/I/T/F contributions or your participation on I/I/T/F; and
- immediately comply if we request that you discontinue use.
You must not:
- use our trademarks in a misleading or disparaging way;
- use our trademarks in a way that implies that we endorse, sponsor, or approve of your contributions or services; or
- use our trademarks in a way that violates applicable law or in connection with an obscene, indecent, or unlawful topic or material.
Sanctions and Export Laws
You warrant that you aren’t restricted from using the Services under Mauritian sanctions or export laws (as an individual or as an officer, director, or controlling shareholder of any entity on whose behalf you use the Services). If you become subject to such a restriction while you are subject to these Contributor Terms, you will notify I/I/T/F within 24 hours, and we will have the right to terminate any further obligations to you, effective immediately and with no further liability to you (but without prejudice to your outstanding obligations to I/I/T/F). You will not use the Services to conduct or facilitate any transaction with any other individual or entity subject to such a restriction. You may not remove, export, or allow the export or re-export of the Services (or any product thereof, including technical data) outside the Mauritius in violation of any restrictions, laws, or regulations of the Mauritius or any other applicable country.
Deleting Your Account
You can delete your account at any time. Please send an email to firstname.lastname@example.org with the subject line “Delete my Contributor Account & Username”. We’ll use commercially reasonable efforts to make any remaining scheduled payments that are owed to you before deleting your account. You understand that if platform users have previously enrolled in your contributions, your name and that Submitted Content will remain accessible to those platform users after your account is deleted. If you need help or encounter difficulty deleting your account, you can contact us via at email@example.com.
Miscellaneous Legal Terms
Updating These Terms
From time to time, we may update these Terms to clarify our practices or to reflect new or different practices (such as when we add new features), and I/I/T/F reserves the right in its sole discretion to modify and/or make changes to these Terms at any time. If we make any material change, we will notify you using prominent means such as by email notice sent to the email address specified in your account or by posting a notice through our Services. Modifications will become effective on the day they are posted unless stated otherwise.
Your continued use of our Services after changes become effective shall mean that you accept those changes. Any revised Terms shall supersede all previous Terms.
Any version of these Terms in a language other than English is provided for convenience and you understand and agree that the English language will control if there is any conflict.
Relationship Between Us
You and we agree that no joint venture, partnership, employment, contractor, or agency relationship exists between us.
The following sections shall survive the expiration or termination of these Terms: Sections 2 (License to I/I/T/F), 3.3 (Relationship to Other Users), 5.2 (Receiving Payments), 5.3 (Refunds), 8 (Deleting Your Account), and 9 (Miscellaneous Legal Terms).
How to Contact Us
The best way to get in touch with us is to contact our firstname.lastname@example.org. We’d love to hear your questions, concerns, and feedback about our Services.